🛡 Protection & Life Insurance in Woking

Protecting your income and your family’s security is just as important as securing the right mortgage. We help people across Woking, Horsell, Knaphill and West Byfleet understand their protection options. When a tailored recommendation is needed, we’ll connect you with an FCA-regulated adviser.

✔ Our Support

• 💡 Explain types of cover and their benefits
• 💰 Review affordability and budget
• ⚖ Highlight exclusions and optional extras
• 🗂 Link you with a regulated adviser for bespoke advice

💼 Cover Options

• 🏠 Life cover: Lump sum payment to your family if you die during the policy
• ❤️ Critical illness: Pays out if you’re diagnosed with specified conditions
• 💵 Income protection: Replaces income if illness or injury prevents work
• 👨‍👩‍👧 Family income benefit: Regular support for dependants

⚖ Why It’s Important

From mortgages to living costs, financial commitments remain even when life takes an unexpected turn. The right protection ensures your family won’t face hardship.

📍 Local Notes

With Woking’s mix of commuter families and professionals, protection often supports higher mortgage balances and lifestyle costs. A well-structured plan helps you stay on track even in tough times.

❓ FAQs

Do I need cover if I’m single?

✔ It depends — some people arrange cover to protect debts or leave an inheritance.

How long should my cover last?

✔ Often until your mortgage ends, or until dependants are financially independent.

Is income protection the same as sick pay?

✔ No — sick pay may be short-term, while income protection can cover longer periods.

Can I cancel later?

✔ Yes — policies are flexible, but cancelling ends the protection.

📌 Next Steps

Tell us what you want to protect and we’ll connect you with an FCA-regulated adviser to secure suitable cover.